The Future is
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ReSource is a decentralized protocol for mutual credit and multilateral exchange, enabling individuals, businesses and entire networks to access credit without the need for capital or interest payments.
Tools to build Radical, Circular Systems
// Innovating on credit to support the growth of circular economies that prioritize local production, self-reliant communities, and global knowledge exchange
new money
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New era
// Resource networks exchange without using cash by using blockchain ledgers practically to keep track of trades, forming independent monetary systems designed to facilitate collaborative economics, fair trade and regenerative finance.
Common-sense
economics
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Technical
Innovation
// Innovating on Mutual Credit, a centuries-old accounting method already used for trading billions of dollars of value annually, by introducing a standardized protocol that addresses the core problems that have prevented scalability.
// Resource networks issue credit without the need for external capital and interest payments, and configure their own credit scoring method using custom sources of traditional and non-traditional data, paving the way for more equitable financial access.
Credit Without
Extraction
>> ReSource in Practice
ReSource’s open-source software can be employed to modernize, automate and streamline existing trading networks built on mutual credit and multilateral exchange.
Automate risk management, user acquisition, currency stabilization, and get your project on par with traditional financial products.
ReSource enables currency to arise as a result of trade, meaning no upfront capital is needed. This allows regenerative, circular economies to emerge without the dependency on external capital or state actors.
Build stable, autonomous network currencies with real value that help your community prosper
ReSource technology redefines fintech to get money in the hands of people who need it the most.
By building on ReSource, you can provide lines of credit without the pressures of compounding interest to people and businesses without bank accounts or traditional credit scores, and serve these populations by helping them access and build credit.
ReSource clears the path for a new form of collaborative economics, built on win-win solutions from top to bottom.
Turn entire supply chains into credit networks, bootstrapping liquidity and reducing costs for everyone involved.
ReSource provides an alternative financial product for existing fintech platforms looking to diversify their business models and gain a competitive advantage. Compared to fiat-loans, mutual credit is 5-10x more capital efficient, enabling fintechs to leverage their existing brand, reputation, and credit data to create more pathways for exchange, liquidity, and growth for their customers.
The ReSource liquidity engine can transform non-monetary donations (such as goods and services) into a circulating money supply, increasing the donation’s impact by several orders of magnitude
Empower “out of the box” micro-economies, providing livelihood and a sense of agency to whom needs it most.
Interested in building with us?
What is mutual credit?
ReSource is a Mutual Credit protocol that allows participants to access credit at extremely competitive terms, often at 0% interest, while freeing them from their dependence on external capital providers such as banks, creditors, or even investors. Arguably, to many this may sound too good to be true. Afterall, who in their right mind would lend money to anyone without charging interest or while settling for minor fees that are easily outcompeted by better investment opportunities? To answer this question we first need to understand what Mutual Credit is, what its shortcomings are, and how ReSource uses blockchain technology to overcome them
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